Bankruptcy Lawyer - Riverside County, CA
If you are struggling with the burden of unmanageable debt, bankruptcy may be the answer for you. Although bankruptcy is not the solution for everyone, it has helped millions of people find a new path to a brighter financial future.
If you are in debt and want to learn more about bankruptcy and other debt relief services that may be available to you, contact the law office of Robert L. Firth in Cathedral City, California. We represent clients throughout the Coachella Valley of Riverside County and the surrounding areas.
To schedule a free consultation with attorney Robert L. Firth, call 760-699-2892.
Chapter 7 Bankruptcy
The two most common types of bankruptcy are Chapter 7 bankruptcy and Chapter 13 bankruptcy. A Chapter 7 bankruptcy offers many advantages. If you are struggling with debt, a Chapter 7 bankruptcy may allow you to:
- Eliminate or reduce your debts
- Stop creditor harassment
- Stop a wage garnishment
- Prevent an automobile repossession
A Chapter 7 bankruptcy will eliminate most forms of debt, including credit card debts, medical bills and other unsecured debts. When you file for bankruptcy, you receive an automatic stay. The automatic stay is a form of relief that prohibits most creditors from taking any further collection activity, including collection calls, lawsuits and wage garnishments. Visit our frequently asked questions page to learn more about bankruptcy.
Am I Eligible for Chapter 7 Relief?
To be eligible for Chapter 7 bankruptcy, you must meet a means test that takes into account your income and ability to repay debts. Most of the people who contact our office are delighted to learn that they are eligible for Chapter 7 relief. Even if you are not eligible for a Chapter 7 bankruptcy, you will likely be eligible for a Chapter 13 bankruptcy. Visit our Chapter 13 bankruptcy page to learn more.
