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Law Office of Robert L. Firth Oct. 28, 2019

Additional Charges and Curing Your Mortgage Arrearage

Resolve disputes with your lender in Chapter 13 about 1) additional fees and charges, and 2) whether you’ve cured the mortgage arrearage.

Law Office of Robert L. Firth Oct. 21, 2019

Resolve Mortgage Accounting Disagreements

Chapter 13 gives you valuable power to force your mortgage lender to be up front about how much you owe, and to efficiently dispute the amount.

Law Office of Robert L. Firth Oct. 14, 2019

Chapter 13 Really Helps Delay Your Home Sale

Chapter 13 gives you much more power over your mortgage and other home-related debts so that you can sell your home when it’s best for you.

Law Office of Robert L. Firth Oct. 7, 2019

Bankruptcy Helps Delay Your Home Sale

When you need a rather quick solution, Chapter 7 can deal with your creditors and buy you time to sell your home, in the right circumstances.

Law Office of Robert L. Firth Sept. 30, 2019

Protection from Your Homeowners’ Association

Bankruptcy gives you protection from your homeowners’ association. Chapter 7 may be enough, but Chapter 13 buys much more time.

Law Office of Robert L. Firth Sept. 16, 2019

Avoid Income Tax Liens with Chapter 13

Chapter 13 can prevent income tax liens on dischargeable taxes. But the discharge takes years, and you may have to pay part of that tax.

Law Office of Robert L. Firth Sept. 9, 2019

Avoid Income Tax Liens with Chapter 7

Chapter 7 can prevent future income tax lien recordings against your home, if the tax is truly dischargeable and you have a no-asset case.

Law Office of Robert L. Firth Sept. 2, 2019

Prevent Future Income Tax Liens

Bankruptcy can prevent future income tax lien recordings against your home. The result: paying nothing on the tax vs. paying it in full.

Law Office of Robert L. Firth Aug. 26, 2019

Prevent Future Judgment Liens

Bankruptcy can prevent future judgment liens. It usually stops a lawsuit from turning into a judgment, and then a judgment lien on your home.

Law Office of Robert L. Firth Aug. 12, 2019

Bankruptcy May Strip Off a Junior Mortgage

Do you have a second or third mortgage on your home? Imagine if you could stop paying that monthly mortgage payment. Imagine over the course of the next 3 to 5 years paying only as much as you could readily afford to pay on the balance of that mortgage.

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