A COMPASSIONATE & COMPETENT ATTORNEY WORKING FOR YOU FREE CASE EVALUATION

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Get a new financial start for 2018. Stop creditor pressures immediately, write off all or most debts, and responsibly deal with the rest.

Student loans can sometime be written off in bankruptcy, but it can be quite hard to meet the necessary conditions to do so.

The Chapter 7 trustee decides whether to liquidate anything, the Chapter 13 oversees your case, and the U.S. Trustee is the enforcer.

Usually you have little or no interaction with the bankruptcy clerk or the bankruptcy judge, but they are both important in your case.

The key players in bankruptcy are the debtor, creditors, the bankruptcy clerk and judge, and the bankruptcy trustee and the U.S. Trustee.

You can’t complete a personal bankruptcy and receive a discharge of debts without meeting the so-called debtor education requirement.

The credit counseling requirement is not at all hard to meet. You have to do it before you can file a bankruptcy case, so get it over with.

Chapter 13 protects your co-signer better through the special co-debtor stay. It has its own limits but provides the strongest protection.

Chapter 7 bankruptcy helps you protect your co-signer, mostly by discharging your other debts so that you can pay the co-signed one.

Bankruptcy protects you from your co-signed creditor and also from your co-signer. Be sure to cover any legal obligation to your co-signer.