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Law Office of Robert L. Firth June 27, 2016

Chapter 7 Bankruptcy Can . . . Remove a Judgment Lien

Besides legally writing off all or most of your debts, “straight bankruptcy” can often remove judgment liens from the title of your home.

Law Office of Robert L. Firth June 20, 2016

Use Chapter 13 if You’re Behind on Your Vehicle Loan

Chapter 13 gives you lots of time to catch up on your vehicle loan. Or you might not even need to catch up on it at all.

Law Office of Robert L. Firth June 16, 2016

How is a Chapter 13 Plan Payment Determined?

The most important thing my Chapter 13 clients want to know is how much their Chapter 13 Plan payment will be. They ask this question at our initial meeting, before their case is filed, and during the period before their Chapter 13 Plan is confirmed.

Law Office of Robert L. Firth June 13, 2016

Get Chapter 13 Help for Special Debts

Chapter 13 protects you while you catch up on or pay off important debts.

Law Office of Robert L. Firth June 6, 2016

Your Simple Debts, Your Complicated Debts

Chapter 7 gives you a fresh financial start by legally erasing most of your debts. That’s great if your debts are simple ones.

Law Office of Robert L. Firth May 30, 2016

Advantages of Paying Your 2015 Income Tax through Chapter 13

If you owe income tax for 2015 (or 2013 or 2014), pay it by simply paying less to your other creditors.

Law Office of Robert L. Firth May 23, 2016

Paying Your 2015 Income Taxes in An “Asset Chapter 7” Case

If you owe income taxes for 2015, pay all or part of it through an asset you don’t need.

Law Office of Robert L. Firth May 16, 2016

When a Creditor Accuses You of Misusing Credit

Reduce the risk that a creditor will prevent you from discharging some of its debt by smart timing of your bankruptcy.

Law Office of Robert L. Firth May 9, 2016

“Converting” from Chapter 13 into Chapter 7

When you are deciding whether to go into a Chapter 13 payment plan, it’s good to know you have Chapter 7 as a backup.

Law Office of Robert L. Firth May 2, 2016

Consequences of Voluntarily Dismissing Your Chapter 13 Case

An advantage of filing a Chapter 13 case is that you can get out of it if your situation changes. But you must consider the consequences.

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