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Law Office of Robert L. Firth June 22, 2020

More Actions to Take When Considering Bankruptcy

If you’re considering filing bankruptcy, what debts can you incur and which should you avoid? What are the possible consequences?

Law Office of Robert L. Firth June 8, 2020

The Best Bankruptcy Advice: Get Legal Advice

Businesses considering bankruptcy get intense legal advice before filing. You would also be smart to get solid advice to make a good decision.

Law Office of Robert L. Firth June 1, 2020

Paying Missed Mortgage Forbearance Payments

If you receive forbearance on your mortgage payments under the CARES Act, when do you have to catch up on those missed payments?

Law Office of Robert L. Firth May 25, 2020

Pandemic Mortgage Forbearance

Mortgage delinquencies skyrocketed in April. One big reason: the pandemic CARES Act provided for extraordinary mortgage payment forbearance.

Law Office of Robert L. Firth May 20, 2020

What Is the Difference Between a Will and Living Trust in California?

You have several planning tools to consider as you work with your attorney to draft your estate plan. Two of your primary options are a will and living trust. Some choose to use one or the other, while others utilize both.

Law Office of Robert L. Firth May 18, 2020

Consumer Bankruptcies Not Increasing–Yet

After declining significantly since 2010, consumer bankruptcies edged up in 2019, increased in March, then oddly sharply declined in April.

Law Office of Robert L. Firth May 11, 2020

New Modified 7-Year Chapter 13 Plans

The coronavirus CARES Act temporarily allows ongoing Chapter 13 plans to be amended or “modified” to last a total of 7 years (instead of 5).

Law Office of Robert L. Firth May 4, 2020

Protecting Your Pandemic Relief Payment from Your Bank

If you owe money to the bank or credit union where your $1,200 relief payment is being deposited, can it take that money to pay itself first?

Law Office of Robert L. Firth April 27, 2020

Protecting Your Pandemic Relief Payment from Creditors

Your $1,200 or so coronavirus relief payment is subject to seizure by your creditors, if they have a garnishment order on your bank account.

Law Office of Robert L. Firth April 20, 2020

Student Loan Changes in the CARES Act

The recent coronavirus relief law includes help for some student loan borrowers—suspending payments, interest, collections, credit reporting.

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