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Law Office of Robert L. Firth June 8, 2015

Chapter 13 Protects Your Home from Your Mortgage Lender(s) and All Lienholders

Here are 8 ways the “adjustment of debts” version of consumer bankruptcy can help you save your home.

Law Office of Robert L. Firth June 1, 2015

Chapter 13 Protects You Longer and More Strongly from Your Secured Creditors

The “automatic stay” is in effect for years, enabling the tools of Chapter 13 to work, while the “co-debtor stay” protects your co-signers.

Law Office of Robert L. Firth May 25, 2015

Chapter 7 Gives You Power Over Your Secured Creditors

Your secured debts are the most dangerous because the creditors can take your collateral. Chapter 7 improves your options with them.

Law Office of Robert L. Firth May 18, 2015

How to Pass the “Means Test” and File a Chapter 7 Case If Your “Income” is Higher than the Allowed “Median Family Income”

If your income is more than the published median amount you may still be able to do a Chapter 7 “straight bankruptcy.”

Law Office of Robert L. Firth May 11, 2015

Ten Truths about Protecting Assets with Exemptions in Bankruptcy

Most of the time you get to keep whatever you own when you file bankruptcy. The following ten truths will give you the reassurances that you need and help you be aware of issues before they become problems.

Law Office of Robert L. Firth May 4, 2015

What Could Complicate Your Otherwise Simple Bankruptcy Case?

What about your financial life could result in a not so simple bankruptcy case?

Law Office of Robert L. Firth April 27, 2015

More about Debts Whose Write-off Can be Challenged in Bankruptcy

It’s quite uncommon for a creditor to challenge your write-off of its debt. Here’s more about what happens if one does.

Law Office of Robert L. Firth April 20, 2015

Debts Whose Write-off Can Be Challenged in Bankruptcy

Occasionally the bankruptcy court may need to decide whether you can discharge a debt which the creditor doesn’t want to be discharged.

Law Office of Robert L. Firth April 15, 2015

Debts Sold or Assigned to Collection Agencies

What happens if you list a creditor in your bankruptcy case but, unknown to you, it sold the debt to a collection agency that you don’t list?

Law Office of Robert L. Firth April 13, 2015

More About How Bankruptcy Can Really Help Even if It Doesn’t Write Off Every Debt

More examples of how bankruptcy actually works, and works well, even when a major debt can’t be discharged.

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