Law Office of Robert L. Firth March 16, 2015 Are You Allowed to Be More Fair to Some Creditors than Others? In bankruptcy you can at times treat your creditors differently, but only if you follow the rules very carefully. Read More
Law Office of Robert L. Firth March 9, 2015 Don’t People Have a Moral Obligation to Pay Their Debts? Yes, paying your debts is often the right thing to do. But sometimes you have a higher moral obligation to release yourself from those debts. Read More
Law Office of Robert L. Firth March 2, 2015 Doing a “Cramdown” on Collateral Other than Your Vehicle If you bought something on time, still owe on it, and want to keep it, you may be able to keep it for less money than you owe on it. Read More
Law Office of Robert L. Firth Feb. 23, 2015 How Bankruptcy Helps if You’re Behind on Your Vehicle Loan Bankruptcy saves your vehicle from immediate repossession. Choose Chapter 7 or 13 depending in part on how far you’re behind in payments. Read More
Law Office of Robert L. Firth Feb. 16, 2015 How Bankruptcy Deals with Your Vehicle Loan if You Want to Keep Your Vehicle Chapter 7 and Chapter 13 both help you pay your vehicle loan and keep your vehicle, each in their own way. Read More
Law Office of Robert L. Firth Feb. 9, 2015 How Bankruptcy Handles Debts You Want to Pay Can you favor 1) creditors with collateral you want to keep, 2) creditors you feel loyal to, and 3) creditors with leverage against you? Read More
Law Office of Robert L. Firth Feb. 2, 2015 Although You Can’t Discharge (Write Off) Debts Arising from a Criminal Conviction, Still Consider the Benefits of Bankruptcy Filing bankruptcy can let you 1) write off debts so you can focus on defense costs, 2) pay your important debts, and 3) avoid related civil liability. Read More
Law Office of Robert L. Firth Jan. 19, 2015 Can You Ever Write Off Child or Spousal Support in Bankruptcy? You might have heard that you can’t “discharge”—legally write off—child support or spousal support. So can Chapter 7 or 13 ever help? Read More
Law Office of Robert L. Firth Jan. 12, 2015 Can Bankruptcy Get You Out of Student Loans? To “discharge”–legally write-off—a student loan in bankruptcy you have to show “undue hardship.” What does that take? Read More
Law Office of Robert L. Firth Jan. 5, 2015 The Risks in Discharging Debts for “Luxury Goods or Services” and Cash Advances If you’ve made certain recent credit card purchases or cash advances, writing off those debts may be challenged in bankruptcy. Read More