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Law Office of Robert L. Firth June 9, 2014

Are You Eligible to File a Chapter 7 Bankruptcy Case? How About a Chapter 13 One?

Eligibility depends on 1) the kind of debtor, 2) the kinds and amounts of debts, 3) the amount of income and 4) of expenses.

Law Office of Robert L. Firth June 2, 2014

Business Disputes that Follow You Into Your Bankruptcy Case

A creditor can challenge the discharge of its debt in bankruptcy. This is not common, but is more so after a debtor closes a business.

Law Office of Robert L. Firth May 26, 2014

Your Bankruptcy Options if You Owe Income Taxes After Closing Your Business

Most people who close down a failed small business owe income taxes. Chapter 7 and Chapter 13 provide two very different solutions.

Law Office of Robert L. Firth May 19, 2014

The Benefits of Both “Asset” and “No Asset” Chapter 7 After Closing Down a Business

A Chapter 7 case will wipe out all or most of your personal liability from a closed sole proprietorship, corporation, LLC, or partnership.

Law Office of Robert L. Firth May 19, 2014

Robert L. Firth Named Consumer Bankruptcy Attorney of The Year

If you are on the Coachella Valley, check out this weeks edition (May 18, 2014) of TIDBITS. Robert L. Firth is named this year’s Outstanding Bankruptcy Attorney of the Year in their Consumer Business Review.

Law Office of Robert L. Firth May 12, 2014

Choosing the Right Solution in a Closed-Business Bankruptcy Case

Whether to file under Chapter 7 or Chapter 13 depends largely on your business assets, taxes, and other nondischargeable debts.

Law Office of Robert L. Firth May 5, 2014

Close Down Your Small Business, Get a Fresh Financial Start

Closing down a business can leave you with huge debts and no income to pay them. Bankruptcy may be necessary, and be easier than you think.

Law Office of Robert L. Firth April 28, 2014

Watch Out for Money Still in Your Checking Account on the Day Your Bankruptcy is Filed

Can your Chapter 7 trustee claim money that HAD BEEN in your checking account but then was paid on outstanding checks? Yes, in some states.

Law Office of Robert L. Firth April 21, 2014

Taking the “Means Test” All the Way to Its End

If your income is higher than the median and you have too much disposable income, you’ll need “special circumstances” to do a Chapter 7.

Law Office of Robert L. Firth April 14, 2014

The “Means Test” Tries to Be Objective

The point of the “means test” is to objectively judge whether you have the means to pay your creditors. But this test is very arbitrary.

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