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Law Office of Robert L. Firth July 28, 2014

When a Chapter 7 “Straight Bankruptcy” Helps You Enough on Your Home

A 3-to-5-year Chapter 13 case is often the right tool if you are behind on mortgage payments. But sometimes the simpler Chapter 7 is enough.

Law Office of Robert L. Firth July 21, 2014

Are These Sensible Reasons to Do A Short Sale? Maybe, Maybe Not

Let’s look at some commonsensical reasons to do a short sale of your home and see if they make sense.

Law Office of Robert L. Firth July 14, 2014

Short Sales of Your Home–Sometimes Necessary, Often End Not as You Expected

A short sale might be your best alternative. But they can be hard sales to close, and may not accomplish what you hope.

Law Office of Robert L. Firth July 7, 2014

If You File a Chapter 7 Bankruptcy with An Attorney You Are Nearly Ten Times More Likely to Reach Your Goal of Writing Off Your Debts

Here’s some hard evidence on why it’s dangerous to file bankruptcy without an attorney.

Law Office of Robert L. Firth June 30, 2014

The Most Important Things to Know If You Get Sued by a Creditor

Getting sued by a creditor starts a very fast-ticking time bomb. You should and you CAN prevent this bomb from going off.

Law Office of Robert L. Firth June 16, 2014

Chapter 13 Can Especially Protect Your Co-Signers

Chapter 13 “adjustment of debts” goes a big step further than a Chapter 7 case by protecting your co-signers and their assets.

Law Office of Robert L. Firth June 9, 2014

Are You Eligible to File a Chapter 7 Bankruptcy Case? How About a Chapter 13 One?

Eligibility depends on 1) the kind of debtor, 2) the kinds and amounts of debts, 3) the amount of income and 4) of expenses.

Law Office of Robert L. Firth June 2, 2014

Business Disputes that Follow You Into Your Bankruptcy Case

A creditor can challenge the discharge of its debt in bankruptcy. This is not common, but is more so after a debtor closes a business.

Law Office of Robert L. Firth May 26, 2014

Your Bankruptcy Options if You Owe Income Taxes After Closing Your Business

Most people who close down a failed small business owe income taxes. Chapter 7 and Chapter 13 provide two very different solutions.

Law Office of Robert L. Firth May 19, 2014

Robert L. Firth Named Consumer Bankruptcy Attorney of The Year

If you are on the Coachella Valley, check out this weeks edition (May 18, 2014) of TIDBITS. Robert L. Firth is named this year’s Outstanding Bankruptcy Attorney of the Year in their Consumer Business Review.

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