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The U.S. Constitution makes bankruptcy a federal procedure. So how come it’s different in every state because of the property you can protect?

Chapter 13 sometimes gives you huge advantages over Chapter 7. So how do you qualify for those advantages?

Many consumers are asking whether debt negotiation or bankruptcy is a better option for them. While each circumstance is different and there is no right answer,

Knowing when you should file a bankruptcy case isn’t always easy. No two bankruptcy cases are identical and there are a variety of reasons and causes for filing a case.

Personal representatives are typically the spouse or loved one of the deceased.  More often than not, this person has no experience in estate administration or dealing with creditors.

Bankruptcy allows an individual to discharge a majority of their debt. Many people seek bankruptcy protection hoping to discharge their student loans.

If you have read my blog titled “Estate Administration – The Process,” you understand that acting as a personal representative of an estate can be a tough job.  The personal representative must properly manage and supervise the assets of the estate.

When people think about estate planning, they usually think about what to do with their large assets like real estate, vehicles, bank accounts, and other significant assets.  Many people do not take time to worry about how their smaller personal property will be transferred upon their death.

Choosing a fiduciary is an extremely important decision.  A fiduciary is someone who agrees to act for and on behalf of another person, creating a relationship of trust and confidence.  A large amount of litigation is caused by fiduciaries that violate their duties.

If you have lost a loved one, you are already facing an overwhelming amount of grief and stress.  You may be wondering where you need to start in handling the deceased’s affairs.