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Law Office of Robert L. Firth March 6, 2013

Understanding the Short Sale Transaction

A “short sale” is a real estate transaction in which a home seller’s mortgage lender agrees to accept a payoff that is less than the amount owed on the mortgage.

Law Office of Robert L. Firth March 4, 2013

Who Are the Three Different Bankruptcy Trustees?

When you file bankruptcy, you will likely only deal with one trustee. Who are the other two, and why do they matter?

Law Office of Robert L. Firth Feb. 25, 2013

Priority Debts in Chapter 13 Bankruptcy

Chapter 13 can be a stronger and more flexible tool for dealing with priority debts than Chapter 7.

Law Office of Robert L. Firth Feb. 23, 2013

Tort Remedies

The oldest legal approach to debt collection abuse is an action in tort. There are distinct advantages and disadvantages to a tort approach to abusive debt collection conduct.

Law Office of Robert L. Firth Feb. 18, 2013

What Are Priority Debts and Why Are They Important?

You may or may not know that all of your debts are not all treated equally in bankruptcy.

Law Office of Robert L. Firth Feb. 13, 2013

Do Bankruptcy Filing Go Up or Down As Credit Becomes More Available?

One of the best sources of intelligent information on bankruptcy and related topics is a blog by a bunch of law professors called Credit Slips, “A Discussion on Credit, Finance and Bankruptcy.” (Well, OK, it can get a little heady, but they’re professors, after all.)

Law Office of Robert L. Firth Feb. 12, 2013

I’ve Been Sued on A Debt but The Court Date Is Over a Year from Now. What Do I Do?

Here in California, the first thing you do is realize that the date on the last page of the papers that were served on you is not the date you are supposed to appear in court!

Law Office of Robert L. Firth Feb. 4, 2013

The Founder of Chase Bank? Our Country’s Least Favorite Founding Father

Is rabid partisanship and campaign money dominating national politics today? It’s mild compared to the pistol duels and banking rivalries of our founding fathers.

Law Office of Robert L. Firth Jan. 5, 2013

Good News from The Fiscal Cliff for Underwated Homeowners

The last minute pull back from the fiscal cliff had some good news for homeowners who are currently short selling or planning to short sell their house. As part of the tax package, Congress extended the Homeowners Mortgage Debt Relief Act for one year.

Law Office of Robert L. Firth Nov. 27, 2012

Chapter 13 Bankruptcy: The Top Five Reasons to File a Chapter 13

Chapter 13 is a type of bankruptcy for consumers that allows them to make payments on certain debts, restructure others, and discharge some (or all) unsecured, non-priority obligations.

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