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The “automatic stay” gives protection for you and your assets that is awesomely fast. And very broad. Don’t take it for granted.

Very rarely, the filing of a bankruptcy will NOT stop the creditors from chasing the debtor. Here’s how to avoid this happening to you.

Virtually all actions by creditors to collect the debts you owe are stopped the minute you file bankruptcy. Here are some special exceptions.

Chapter 13 is known as the home-saver. It provides a set of tools, each of which solves a different problem. It’s a powerful combination.

The U.S. Constitution makes bankruptcy a federal procedure. So how come it’s different in every state because of the property you can protect?

Chapter 13 sometimes gives you huge advantages over Chapter 7. So how do you qualify for those advantages?

Personal representatives are typically the spouse or loved one of the deceased.  More often than not, this person has no experience in estate administration or dealing with creditors.

So what happens to joint accounts when one person files for bankruptcy? It varies depending on you specific state’s law, but below are a few considerations.

Bankruptcy allows an individual to discharge a majority of their debt. Many people seek bankruptcy protection hoping to discharge their student loans.

When people think about estate planning, they usually think about what to do with their large assets like real estate, vehicles, bank accounts, and other significant assets.  Many people do not take time to worry about how their smaller personal property will be transferred upon their death.