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Use bankruptcy as tool to take the best advantage of the pandemic mortgage foreclosure moratorium. Get stability in an unstable environment.

The federal mortgage foreclosure moratorium now doesn’t expire until March 31. It may extend through September 2021 if Biden has his way.

The federal student loan moratorium, which was extended in early December through January 31, now continues through September 30, 2021.

The federal rental eviction moratorium, which was extended late in December through January 31, now does not expire until March 31, 2021.

The new pandemic relief law includes some helpful changes to bankruptcy law, including some protection of the $600 economic impact payments.

The $900 billion pandemic relief law enacted on December 27 extended federal unemployment benefits, plus added a new “mixed earner” benefit.

Congress passed and Trump signed the new pandemic relief law, the increase to $2,000 isn’t happening, so when are the $600 payments coming?

After unexpectedly not signing the new pandemic relief law since Congress passed it last Monday, President Trump did sign it on Sunday night.

The leaders of both parties in Congress have finally agreed to new pandemic relief: $300 per week unemployment benefits and $600 stimulus checks.

Chapter 13 buys you much more time than Chapter 7. Prevent repossession, then have greater power and flexibility dealing with the vehicle loan.