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The usual deadline to apply for health care coverage under the Affordable Care Act was Dec. 15, 2020. It’s now been extended to Aug. 15, 2021.

Even though legally there’s no such thing as a medical bankruptcy, many bankruptcies are caused by medical problems. Here’s a Q&A about these.

Having health insurance is extremely important. Both Chapter 7 and Chapter 13 bankruptcy can help you get and keep your health insurance.

You could get 100% of your health insurance paid from April through September 2021 if you lost your employer-based insurance during the pandemic.

What do you do (and not do) if you already owe 2018 or 2019 income taxes, or earlier, and haven’t yet sent in the latest tax returns?

Do you owe 2020 income taxes even though the IRS is now not taxing the first $10,200 of unemployment income? What to do and not to do.

If you’re one of the 1 in 4 Americans who received unemployment benefits during the pandemic, the IRS is not taxing the first $10,200 of it.

Paying your stimulus payment to various combinations of creditors, in the hopes of avoiding bankruptcy or before a planned one, is dangerous.

You no doubt have countless uses for the next stimulus payment. But if you’re like some people the very best use is to file bankruptcy. Like who?

Chapter 13 enables you to use the pandemic’s mortgage payment forbearance process and sell your home if and when you’re ready to do so.