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The new pandemic relief law includes some helpful changes to bankruptcy law, including some protection of the $600 economic impact payments.

The $900 billion pandemic relief law enacted on December 27 extended federal unemployment benefits, plus added a new “mixed earner” benefit.

Congress passed and Trump signed the new pandemic relief law, the increase to $2,000 isn’t happening, so when are the $600 payments coming?

After unexpectedly not signing the new pandemic relief law since Congress passed it last Monday, President Trump did sign it on Sunday night.

The leaders of both parties in Congress have finally agreed to new pandemic relief: $300 per week unemployment benefits and $600 stimulus checks.

Chapter 13 buys you much more time than Chapter 7. Prevent repossession, then have greater power and flexibility dealing with the vehicle loan.

Filing bankruptcy immediately stops the repossession of a vehicle by its creditor. Then you can use Chapter 7 or 13 to hang onto it permanently.

Cramdown is most familiarly known as a tool to decrease monthly payments on vehicle loans. But you can also cram down debt on other collateral.

Cramdown usually lowers your monthly vehicle loan payment and the total amount you must pay. To qualify the loan must be more than 910 days old.

Discharging a student loan requires meeting the difficult condition called undue hardship. Chapter 13 can help through more flexible timing.